BEIJING, Feb. 12 (Xinhua) -- China's outstanding inclusive loans for small and micro businesses in 2025 totaled 37 trillion yuan (about 5.3 trillion U.S. dollars) by the end of the fourth quarter, which was up 11 percent year on year, according to data released by the National Financial Regulatory Administration on Thursday.

Specifically, outstanding inclusive agriculture-related loans were at 14.2 trillion yuan by the end of the fourth quarter, an increase of 10.3 percent year on year, the data shows.

By the end of the quarter, the total RMB and foreign-currency assets of China's banking institutions had climbed to 480 trillion yuan, up 8 percent year on year.

The data also shows that the non-performing loan ratio of the country's commercial banks was 1.5 percent by the end of the fourth quarter.