China Construction Bank, China's second largest lender, said on Sunday its net profits reached 215.12 billion yuan (34.98 billion U.S. dollars) in 2013, up 11.12 percent year on year.

The bank said that its service charges and commission amounted to 104.28 billion yuan last year, up 11.52 percent. Meanwhile, its online banking customers stood at 150 million, of which 117 million use its cell phone banking services.

The bank's total assets stood at more than 15.36 trillion yuan as of the end of 2013, up 9.95 percent from a year ago, the bank said in its annual business report filed with the Shanghai Stock Exchange.

The bank said that its assets quality stayed stable with its non-performing loan ratio unchanged at 0.99 percent in 2013 from a year ago.

It added that around 44 percent of its new loans went to major national infrastructure projects in 2013, meanwhile, loans to agriculture-related borrowers surged more than 27 percent.